وَمَا لِأَحَدٍ عِندَهُۥ مِن نِّعْمَةٍ تُجْزَىٰٓ
And there is not for anyone with him any favor that is to be repaid,
Roots in this verse: ا ح د (AHd), ع ن د (End), ن ع م (nEm), ج ز ي (jzy)